Fire Insurance
Fight back, Stay Ready
A small incident can have a big impact. Fire & Special Perils Insurance empowers you to be prepared
A tiny spark, meets you full proof
A single spark from a faulty appliance can turn the home and business you built from scratch to ash. We make sure that you can build everything back up when disaster strikes.
Comprehensive protection against a range of threats
Fire Damage
Our core coverage protects your buildings, contents, and more from the devastating effects of fire.
Beyond the Flames
We understand fire isn’t the only threat. Our policy extends to cover losses caused by floods, burst pipes, storms, riots, and even malicious damage.
Safeguard Your Investments
Whether it’s your home, office equipment, or stock-in-trade, Fire & Special Perils Insurance ensures you can recover financially if the unforeseen occurs.
Don’t wait until it’s too late. Secure your tomorrow, today.
- Get a free quote online in minutes
- Email us at customercare@empleng.com
Here is what you need to know about Fire Insurance
What information is required when assessing a fire risk?
- The value of the property insured
- The nature of the business and of the construction.
- Location of the premises
What else can be insured under this policy?
- Loss of rent following a fire
What cover does a basic fire policy provide?
- A basic fire policy covers damage or destruction to property by fire, lighting, or other domestic explosions.
Does fire policy cover household goods?
- Yes, so long as the damage is as a result of fire and your policy covers the contents of the house.
What perils are covered under this policy?
- Fire, lightning and limited explosions
- Natural disasters such as earthquakes, and floods
- Malicious damage
- Spontaneous combustion
- Escape of water from any tanks or water storage apparatus
Can I insure two or more properties under the same policy?
- Yes, you can.
Can I give a debit standing order to renew my policy?
- Yes, you can make a debit standing order to make payments to our bank account.
Is my policy transferable?
- No, your policy is not transferable.
