A Secure Investment That Gives You Every Reason to Smile
Save with confidence, earn big along the way, and reach your goals all while being protected.
Save Smart, Enjoy More
With the BETA Life Plan, you don’t have to wait years to enjoy your savings. Set your target, save at your pace, and get paid in three stages, so you can cover short-term needs while working towards bigger goals. Choose a 3-year or 6-year plan and enjoy flexible savings with rewarding payouts.
More than savings, it’s a smart way to grow your money.
With up to 115% guaranteed payouts, you get rewarded while securing your future,
because reaching your goals should come with extra benefits.
Secure Investment
You get three payouts while you save. At the end of your savings term, you also earn a bonus of 10% for the 3 years plan or 15% for 6 years on top of your total target.
Flexible Premiums
You choose how you want to save, either monthly, quarterly, half-yearly, or yearly, to fit your budget and financial goals.
Life Insurance Benefit
If the policyholder passes away during the savings period, 100% of the target will go to the named beneficiary.
Make the first step towards an empowered future
● Talk to us, we’ll craft a plan that fits your life’s purpose, and guide you through the application process from start to finish
● Email us at customercare@emple.ng
It’s a smart way to grow your money.
Immediate Coverage
Accidental coverage starts immediately with the first full premium, while non-accidental cover is subject to a 6-month waiting period. If the insured passes away during this time, all paid premiums will be refunded.
Permanent Disability Benefit
If a permanent disability stops you from working, premium payments will be waived for 6 months and you’ll receive the full target amount to help cover medical expenses.
Here’s what you need to know about the BETA Life Plan
The BETA Life Plan is a secure savings and insurance plan that offers three big payouts while you save towards your long-term goals. It also comes with life insurance benefits and bonus payouts of up to 115%.
You’ll receive payouts in three stages:
● First payout – 25% of your target after one-third of your plan.
● Second payout – Another 25% after the next one-third.
● Final payout – 100% of your target plus a bonus (10% for 3 years, 15% for 6 years).
● You have a 30-day grace period (or 15 days for monthly plans) to make up for missed payments.
● If you don’t pay within this time, your policy lapses, and you lose coverage.
Yes! You can reinstate your policy within one year by providing proof of good health and paying any missed premiums.
Your savings amount is fixed for the chosen plan, ensuring you stay on track to meet your
goal.
- If you’ve saved for at least one year, you can withdraw your savings minus
applicable charges. - However, staying the full period ensures you receive all payouts and bonuses.
Yes! The BETA Life Plan includes life insurance and risk coverage. If the policyholder passes away, the full target amount goes to the named beneficiary.
If you change your mind, you can cancel your policy within 30 days from the start date for a full refund.
Yes! You can pick between a 3-year or 6-year plan, depending on your financial goals.
Your funds are managed securely, and you’re guaranteed up to 115% of your target payout in line with the policy terms and conditions, making it a smart and safe investment.
