Critical Illness Cover is a type of insurance that provides a lump-sum payout if you’re diagnosed with a severe illness listed in your policy. This coverage offers essential financial support, helping policyholders manage expenses during a challenging time without tapping into savings.

Why Critical Illness Cover is Important with emPLE Group

1. Peace of Mind: Ensures financial security if you’re unable to work due to a severe illness. You can choose a coverage amount ranging from NGN500,000 to NGN30,000,000, ensuring you have the resources to manage your health journey.
2. Flexible Journey: Select a policy term that fits your needs, from 3 to 15 years, providing long-term protection against critical illnesses.
3. Potential Rewards: Enjoy an optional 10% cashback benefit at the end of your policy term, further supporting your well-being.

Key Features of Critical Illness Insurance

1. Comprehensive Coverage: Covers multiple illnesses like major organ transplants, paralysis, or severe burns.
2. Tax-Free Lump Sum: The payout is usually tax-free, allowing for immediate financial relief.
3. One-Time Payment: Once diagnosed and verified, the insurer provides a one-time payment, giving you control over how to use the funds.

Who Should Consider Critical Illness Cover?

• Self-Employed Individuals: Without access to employer benefits, self-employed professionals may need extra protection.
• Primary Breadwinners: Ensuring that your family remains financially stable if you’re unable to work.
• Those with Dependents: Protecting your loved ones from financial strain if you’re diagnosed with a critical illness.

emPLE Group offers tailored critical illness coverage that prioritises clients’ needs. Here’s why we’re an excellent choice:

1. Personalised Plans: Policies customised to fit your health profile and financial goals.
2. Simple Claims Process: We ensure a smooth and hassle-free claims experience, so our clients can focus on recovery.
3. Affordable Premiums: Competitive rates to make critical illness coverage accessible to everyone.

By opting for emPLE Group’s critical illness cover, you gain not just financial security, but also peace of mind. For more information, visit the Critical Illness Cover page. To get started, Our contact page is just a click away.