Match your Speed
Whether you’re parked or on the move, get a car coverage that matches your speed and love for your ride
Stop, Get Covered, Go!
Our Comprehensive Motor Insurance covers every inch of your car, giving you peace of mind when you drive.
Choose the coverage that fuels your journey
The Ultimate Protection
Experience the luxury of complete security. Enjoy a 10% premium refund for claim-free years, a new car replacement for total loss within 2 years (on brand-new cars), and more.
Confidence on Every Mile
Drive with comprehensive coverage for accidental damage, fire, and theft. Get third-party property damage protection, unlimited coverage for bodily injury and death of third parties, and additional benefits like personal accident cover and medical expense assistance.
Essential Security
This plan safeguards you against the basics - accidental damage, fire, and theft. It also includes third-party property damage cover, unlimited bodily injury and death coverage for third parties, personal accident cover, and medical expense assistance.
No matter the road you choose, you are covered
- Get a quote online in minutes and compare our Auto Diamond, Auto Gold, and Auto Silver plans.
- Call our friendly advisors at +234 1 700 5707 to discuss your specific needs.
- Email us at customercare@emple.ng
- Find a branch near you and speak to a representative in person.
Here is what you need to know about Comprehensive Motor Insurance
What is covered on Auto Diamond?
- Cover for any damage/loss by fire and theft
- Free vehicle tracking device for cars is covered (this is subject to full premium payment and business approval)
- Cost of towing the damaged vehicle covered up to a limit of NGN50,000
- Third-Party property damage cover of up to NGN2,000,000
- Unlimited cover for Third Party bodily injury and death
- Free Riot, Strike and Civil commotion cover
- Free cover for any flood damage
- Free Excess buy back cover
- Free vehicle tracking device for cars is covered up to NGN5,000,000 and above (this is subject to full premium payment and business approval).
- Free Excess Buy Back cover.
- Free Riot, Strike & Civil commotion cover.
- Free cover for any flood damage.
- Cost of transportation for 5 days following an accident and damage to the car, up to a cash limit of NGN50,000.
- Free Excess Buy Back cover
- Free cover for any flood damage
- Free Riot, Strike and Civil commotion cover
- Cost of transportation for 5 days following an accident and damage to the car, up to a cash limit of NGN25,000
- Yes, premium payments can be made in annual, biannual, or quarterly installments.
- A renewal notice will be sent to you prior to the expiration of your policy.
- Immediately after the accident occurs.
- Formal notification of claim
- Completed claim form
- Photographs of the vehicle in its damaged state
- Police report
- Copy of driver’s license
- A detailed estimate of repairs from a reputable garage
- Non-payment of premiums is considered.
- Inability to substantiate the claim
- A witness is required
- Police report
- Photograph of the vessel in its damaged state
