Credit Life Insurance

Keep your Repayment Plan Rolling

Loans empower your dreams, and nothing should change how you feel about them

In tight months, and dry days, your heart never skips

Taking a loan can be a springboard to achieving your goals. But what happens if the unexpected disrupts your repayment plan? Don’t panic. We’ll ensure your loved ones are never burdened by your outstanding debt in unlikely events.

Payback without your financial security on the Line

Protect Your Legacy

In the unfortunate event of your passing, Credit Life Assurance ensures your loan is settled, leaving your loved ones with peace of mind, not financial hardship.

Weather Life's Storms

A critical illness, permanent disability, or job loss can be overwhelming. Credit Life Assurance steps in to cover your loan repayments during these difficult times.

Borrow with Confidence

Knowing your loan is secured allows you to focus on achieving your goals and building a brighter future for yourself and your family.

Get peace of mind for your Credit Life

  • Get a free online quote in minutes and see how affordable it is to safeguard your future.
  • Explore our policy options to find the perfect fit for your needs.
  • Email us at customercare@emple.ng
  • Download our informative brochure to learn more about the benefits of Credit Life Assurance.

Here is what you need to know about Credit Life Insurance

  • Debtors’ Names
  • Amount of loan granted
  • Repayment Period
  • Type of loan
  • Interest rate applicable
  • Provide original Medical Certificate of Cause of Death
  • National Population Certificate of death
  • Medical report in case of Critical Illness claims.
  • Provide police abstract if death is due to accident.
  • Proof of loan Repayment
  • Loan agreement.
  • Letter of employment and Termination in case of loss of job claim
  • Yes, installments can be made in annual, biannual, or quarterly installments.
  • No, your policy is not transferable
  • A renewal notice will be sent to you before the expiration of the policy.
  • Your policy document will be ready 24 hours after a certificate has been issued.
  • Non-payment of premiums are considered
  • Inability to substantiate the claim
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