Third Party Insurance

Protect Everyone on the Road

You don’t drive alone, so be the driver who 
protects everyone else on the road.

Your commitment to 
shared security

Third-Party Insurance empowers you to drive with confidence, knowing you're contributing to the safety of everyone around you.

YOU + EVERY RIDER = SAFER

Peace of Mind on Every Mile

Enjoy affordable coverage for third-party property damage and bodily injury claims.

Protection for All

In the event of an accident where you cause damage to another person’s vehicle or injure someone, Third-Party Insurance has you covered, ensuring they receive the compensation 
they deserve.

Drive with Confidence, Act with Responsibility

Knowing you’re covered fosters a sense of security and allows you to focus on the joy of driving, while upholding your responsibility 
on the road.

Start looking out…for others 

  • Get a quick online quote and discover how affordable it is to prioritize safety on the road.
  • Email us at customercare@empleng.com

Comprehensive enough for every moving part

Third-Party Individuals

If you cause damage to another person's property, their repair or replacement costs are covered, minimizing the financial burden on them.

Third-Party Injuries

In the unfortunate event of an accident where you injure someone, Third-Party Insurance provides compensation for their medical expenses and potential lost income

Yourself

Knowing you’re acting responsibly and prepared for the unexpected brings peace of mind and allows you to enjoy the journey.

Here is what you need to know 
about Third Party Insurance

  • Limitations as to use of the vehicles include:
  1. Use only for social, domestic and pleasure purpose and for the policy holder’s business.
  2. The policy does not cover user for hire or reward or for racing, pace-making reliability, trial speed testing or use for purposes in connection with motor trade.
    Please note that a failure to provide all the required KYC documentation in line with regulations will lead to a cancellation of the policy.
    ***Limitations rendered inoperative by the provision of the motor vehicle (Third Party Insurance) Act 1945 are not to be included under this heading.
  • Yes, premium payments can be made in annual, biannual, or quarterly installments.
  • A renewal notice will be sent to you prior to the expiration of your policy
  • Immediately after the accident occurs.
  • Formal notification of claim
  • Completed claim form
  • Photographs of the vehicle in its damaged state
  • Police report
  • Copy of driver’s license
  • A detailed estimate of repairs from a reputable garage
  • Non-payment of premiums is considered.
  • Inability to substantiate the claim
  • A witness is required
  • Police report
  • Photograph of the vessel in its damaged state
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